Spread the cost of your garden building
A log cabin, summerhouse or garden room is a big purchase, and not everyone wants to pay for it in one go. Whether you're after a summerhouse, log cabin, garden room or shed on finance, we're proud to offer it through our partner, Ideal4Finance. You can apply online, get a decision within 24 hours and, if approved, use it to buy your building from us.
What's available
- Terms from 3 up to 10 years
- Loan amounts from £1 to £30,000
- Apply online and get a decision within 24 hours
- Finance is subject to status and to the lender's approval
Pay with Klarna
You can also pay with Klarna at checkout. That gives you two ways to spread the cost with us:
- Klarna at checkout – pay in 3 interest-free monthly instalments, or pay the full amount in 30 days with no interest. Just choose Klarna as your payment method when you check out.
- Ideal4Finance – longer-term finance over 3 to 10 years, usually the better fit for bigger buildings like log cabins and garden rooms.
The Klarna options you're offered depend on your order and Klarna's checks, and Klarna's terms apply. Klarna is a form of credit – missed payments may affect your credit score.
Summerhouses on finance
A summerhouse is often the building people stretch for — a larger size, better glazing or a veranda. Finance lets you buy the one you actually want rather than settling for a smaller model.
Getting a summerhouse on finance works like this: pick your summerhouse, apply online with Ideal4Finance for a term from 3 up to 10 years, and you'll usually have a decision within 24 hours. Once you're approved, we confirm the specification and lead time with you and order your building. If you'd rather pay over a shorter time, choose Klarna at checkout to pay in 3 interest-free instalments or pay in 30 days. All finance is subject to status and the lender's approval.
Log cabins and garden rooms on finance
Our log cabins are the range people most often ask about financing, and it's easy to see why — a 44mm cabin used as a garden room, workshop or home bar is a serious bit of building. Spreading the cost over a few years can make a bigger or better-insulated cabin affordable when paying up front wouldn't be. Every log cabin we sell also includes free delivery.
If you're working from home, a garden office or garden room is an investment in how you spend your working week. Insulated buildings such as our Pent Haus garden rooms and Vista Collection garden rooms cost more than a standard shed, and finance makes that step up more manageable.
A log cabin or garden room on finance follows the same steps: choose your building from our log cabins or garden offices and garden rooms, apply online with Ideal4Finance, get a decision usually within 24 hours, then place your order with us. Spreading the cost over 3 to 10 years is usually the better fit for these bigger buildings, subject to status and the lender's approval.
Sheds and everything else on finance
Finance can be used across our range, so whichever building suits you, spreading the cost is an option.
Finance isn't only for the big buildings. Sheds, garden bars, greenhouses, garages and concrete stores can all be bought this way, subject to the loan amounts above.
How to apply
- Choose your building. Browse online, or come and see them at our display site near Tamworth. If you're not sure what you need, get in touch and we'll talk it through.
- Apply online. Use the Ideal4Finance application form. It only takes a few minutes.
- Get your decision. Usually within 24 hours.
- Place your order with us. Once your finance is approved, we'll confirm your specification and lead time, and get your building on order.
Why Ideal4Finance?
- Some of the best finance options, from their panel of lenders
- An extensive network of lenders with high acceptance rates
- A decision within 24 hours
- So you don't have to miss out on your perfect garden building
Common questions
Can I get a log cabin on finance?
Yes. Log cabins can be bought on finance through Ideal4Finance, subject to status and the lender's approval, on terms from 3 to 10 years.
Can I get a summerhouse on finance?
Yes. Summerhouses can be bought on finance through Ideal4Finance, subject to status and the lender's approval, on terms from 3 to 10 years. You can also choose Klarna at checkout to pay in 3 interest-free instalments or pay in 30 days.
Can I get a garden room or garden office on finance?
Yes. Garden rooms and garden offices can be bought on finance through Ideal4Finance in the same way, subject to status and the lender's approval, on terms from 3 to 10 years.
How much can I borrow?
Loan amounts run from £1 to £30,000, which covers everything we sell.
How long does approval take?
You'll usually have a decision within 24 hours of applying.
Does applying affect my credit score?
Ideal4Finance will explain what their application involves before you commit. Any questions about the application, the lenders or your credit file need to go to Ideal4Finance directly, as we're not able to advise on them.
Can I pay monthly for a shed or summerhouse?
Yes. Finance through Ideal4Finance lets you spread the cost of a shed, summerhouse, log cabin or garden room into monthly repayments over 3 to 10 years, subject to status and the lender's approval. The rate offered depends on your circumstances, the amount and the term.
Can I pay with Klarna?
Yes. Choose Klarna at checkout to pay in 3 interest-free monthly instalments, or pay the full amount in 30 days with no interest. The options you're offered depend on your order and Klarna's checks, and Klarna's terms apply. Klarna is a form of credit – missed payments may affect your credit score. For longer-term finance on bigger buildings (3–10 years), apply through Ideal4Finance.
Do you offer finance with no credit check?
No. All finance is subject to status and to the lender's assessment and approval, so the lender will look at your circumstances before making a decision. Ideal4Finance will explain what their application involves before you commit.
Can I buy a garden bar on finance?
Yes. Garden bars and pub sheds can be bought on finance in the same way, subject to status and the lender's approval.
Can I use finance on an ex-display building?
Yes, the same finance options apply. Have a look at our ex-display clearance buildings.
Who do I contact about my finance application?
All finance enquiries must go to Ideal4Finance directly. We can help with anything to do with your building — sizes, specification, delivery and installation — on 01543 398778.
Lichfield Garden Buildings Ltd is an introducer appointed representative of Ideal Sales Solutions Ltd, trading as Ideal4Finance. Ideal Sales Solutions Ltd is a licensed credit broker and not a lender. All loans are subject to the lender's assessment and approval, and to status. The rate offered is always provisional and will depend on personal circumstances, loan amount and term. Terms and conditions apply. All finance enquiries must be addressed to Ideal4Finance directly. Ideal Sales Solutions Ltd, Companies House Company Registration Number: 06724294. Data Protection Number: Z1790314.
There are risks involved in taking out a loan. You should make sure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.
Ideal4Finance may receive a commission from our lenders upon completion of a loan. The amount of this commission varies depending on the amount borrowed, the lender and the product offered. Further information is available on request.